Do you need insurance for a second car in your household? Insure My Cars is a leading car insurance broker in Ireland, specialised in discounts for two or more cars insured.

We’ll explain below how you can insure a second car in Ireland and save money at the same time, through our Multi-Car Insurance discounts.

Every year, more and more drivers are looking to insure a second car as the average number of cars per household in Ireland has doubled since 1990. According to Statista, the motorization rate in Ireland reached 442 passenger cars per one thousand inhabitants in 2019. This was the highest figure in the period of consideration, with figures most certainly doubling between 1990 and 2022. If you like data, you can also check the Second Private Motor Insurance Report from the Central Bank of Ireland, providing key statistics on the private insurance industry in Ireland, including figures on the cost of claims, premiums levels, and how private insurance claims are settled.

Second car insurance policy

When you opt for a policy with Insure My Cars, you have the option to avail of our heavily discounted Multi-Car Policy program. This means we can offer you a discount for a second car insurance and each other car you wish to add.

The second auto insurance discounts are eligible for virtually anyone in your household, whether it is your partner or spouse or any member of your family who needs a high-quality policy. This includes great rates for young drivers whose parents choose Insure My Cars.

Of course, whenever someone is considering insuring a second car, the first question that pops in mind is “Will I be able to use my No Claims discount for the second policy as well?”. In Ireland unfortunately you cannot avail of your no claims discount more than once. Nonetheless, once you insure a second car you will start earning a distinct no claim discount on this policy too.

Insure Second Car in Ireland

Benefits of second vehicle insurance

  • You get a discount for having more than one car in the same household insured with us
  • We provide discounted policies for young drivers whose parents choose us
  • Tailored policies for each member of the family
  • Lots of benefits can be added or removed to suit any needs
  • Breakdown assistance cover
  • Windscreen cover
  • Open Drive option
  • Car replacement in the event of an accident
  • Step Back bonus protection
  • Full bonus protection

Insure My Cars also offer the additional Driving Other Cars policy extension which allows you to drive somebody else’s car, that is not owned by you, hired or leased to you or a company car. This specific cover only applies to the policyholder directly and not to the named drivers.

How do I insure a second car in Ireland?

The best way to get insure a second car is to request a tailored quote from a trusted broker in Ireland, specialised in multicar policies, such as Insure My Cars. If you decide to work with us, there are two easy ways of doing it.

If you have more questions or want to learn more about how to insure a second car in Ireland, don’t hesitate to call our insurance specialists at 01 231 9332. They will be able to explain all the details to you and help you find the best cover for your second car insurance policy. In this case, you won’t need to request quotes online anymore, our experts will take over and get you the best possible deal.

If you already know what you want and don’t need supplementary information, you can just quickly fill out our 1-minute quote request form online. One of our insurance specialists will immediately start negotiating with the leading insurance providers for the best possible second car policy to suit your needs. As soon as we get the best deal for you, our insurance advisor will call you back and you’ll be ready to hit the road in no time.



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